Drivers for Uber, Lyft stuck in insurance limbo

by Ellen Huet : sfgate – excerpt

…It wasn’t a car accident that caused Adrian Anzaldua to quit driving for Lyft – it was the fear of one.

The 27-year-old started driving full time for the app-based car service in October but quit in December after hearing anecdotes that raised questions about his insurance policy.

“I looked into this whole situation more closely because it seemed too good to be true,” said Anzaldua, who lives in San Francisco’s Mission District. “I read a couple accounts online of people who had gotten into accidents while driving for Lyft. They had their coverage denied, so they were stuck with a totaled car. I said, ‘I’m not driving until I figure out the insurance situation.’ “… (more)